Refinance Your SBA Loan with Credit Banc.

Boost your business’s cash flow by refinancing your SBA 7(a) loan. Our refinancing solutions offer you improved terms and greater financial flexibility, giving your business the breathing room it needs to grow.

Refinance Your SBA Loan with Credit Banc.

How It Works:

If your current SBA loan is priced at Prime + 2.5% or higher, Credit Banc can help you refinance into a new SBA loan with a lower rate.

Refinancing with us not only reduces your monthly payments but also gives you access to additional cash, providing the capital your business needs for expansion and growth.

Current Interest Rate

To qualify, your current interest rate must be Prime + 2.5% or higher.

New Interest Rate

With Credit Banc, your new rate will be either Prime + 1% (fixed) or Prime + 1.25% (variable), adjusting quarterly.

Loan Term

Reset your loan term to the original 10-year or 25-year period, giving you more time and flexibility.

Loan Requirements

All loans are fully underwritten and require both global and business DSCR of 1.15x, backed by 3 years of financials.

Why Refinance with Credit Banc?

Unlock Growth with

Working Capital

Get the working capital your business needs to fuel expansion and drive growth.

Lower Your

Monthly Payments

Reduce your monthly payments to boost cash flow and ease financial pressure.

Flexible

Loan Uses

Use your loan for working capital, refinancing debt, purchasing equipment, buying inventory, or funding renovations.

What Sets Us Apart

  • Our expert team guides you through small business financing to ensure you make the right decision.

  • We create customized financing solutions tailored to your unique business needs and goals.

  • With a wide range of options, from SBA loans to lines of credit, we have the right solution for you.

  • Get fast, reliable funding so you can focus on growing your business.

It Only Take 2 Minutes to Get Started!

Check to see if you pre-qualify...no impact to your credit score!

It Only Take 2 Minutes to Get Started!

Check to see if you pre-qualify...no impact to your credit score!

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