SBA Commercial Real Estate Loans with up to 100% Financing

Acquire owner-occupied commercial real estate with zero down payment, financing available up to $5 million.

Get Started Today!

SBA Commercial Real Estate Loans

Loans Up to

$10 Million

Secure owner-occupied commercial real estate for your business with SBA 7(a) or 504 loans, offering financing up to $10 million.

25-Year

Loan Terms

Enjoy extended loan terms of up to 25 years, giving you a more manageable repayment schedule and the freedom to focus on growing your business, not worrying about short-term debt.

Preserve

Liquidity

Keep your cash flow intact with up to 100% financing, freeing up working capital to invest in other areas of your business.

100% Financing: The Credit Banc Advantage

Build Long-

Term Equity

Owning your commercial property helps you build equity over time, offering long-term financial security and a valuable asset for your business.

Customize Your Workspace

As the property owner, you have complete control to customize your workspace to fit your business’s needs—no more restrictions from lease agreements.

Maximize Tax

Benefits

Enjoy substantial tax perks, such as deductions on mortgage interest, property taxes, and depreciation, all adding to your bottom line.

Generate Rental Income

By occupying at least 51% of the property, you can lease out the rest, turning unused space into additional revenue for your business.

SBA Commercial Real Estate Loan Requirements:

SBA Commercial

Real Estate Purchase (SBA 7a)

  • Minimum FICO Score

640 Experian model v2

  • Time in Business

2 years for 100% financing; startups also allowed

  • Notes

The borrowing business must occupy at least 51% of the rentable square footage. Expansion requests for strong businesses may be eligible for 100% financing.

SBA Commercial Real Estate Purchase

or Refinance (SBA 504)

  • Minimum FICO Score

660 Experian model v2

  • Time in Business

2 years preferred; startups also allowed

  • Use of Funds

Commercial Real Estate (51% or more owner-occupied), Renovation, Ground-up Construction, Heavy machinery

Ready to Get Started?

Benefits of Owning Commerical

Real Estate:

Start reaping the rewards of ownership with property appreciation, tax benefits from depreciation, and interest write-offs. Plus, owning real estate can boost the value of your business when it’s time to sell.

Speak with our dedicated team today to explore your options and get started.

What Sets Us Apart

  • Our expert team guides you through small business financing to ensure you make the right decision.

  • We create customized financing solutions tailored to your unique business needs and goals.

  • With a wide range of options, from SBA loans to lines of credit, we have the right solution for you.

  • Get fast, reliable funding so you can focus on growing your business.

It Only Take 2 Minutes to Get Started!

Check to see if you pre-qualify...no impact to your credit score!

It Only Take 2 Minutes to Get Started!

Check to see if you pre-qualify...no impact to your credit score!

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