Real Estate Financing for Investors and Business Owners

Real estate financing can be used for a wide range of property needs, from rental properties and fix-and-flip projects to ground-up construction, hard money, commercial mortgages, and owner-occupied commercial real estate.

At Credit Banc, our Advisors help investors and business owners understand their options, prepare what is needed, and move through the process with a financing structure that makes sense for the property and the plan.

Real Estate Financing Options

Rental Property Loans

For financing 1-4 family and multifamily rental properties based primarily on property cash flow.

Fix-and-Flip Loans

For purchasing and renovating residential, multifamily, or commercial investment properties.

Hard Money Loans

For fast, short-term financing used for acquisitions, bridge needs, or property stabilization.

Ground-Up Construction Loans

For financing land, development, and construction costs for new projects.

Commercial Mortgages

For financing commercial, mixed-use, multifamily, and other income-producing properties.

Owner-Occupied Real Estate

For business owners purchasing or refinancing commercial property their business will occupy.

What lenders typically look for

Requirements vary by program, but real estate financing usually depends on factors like property type, borrower experience, cash flow, equity or down payment, and the intended use of funds.

Common documents often include information on the property, bank statements, financial statements, rent rolls where applicable, project details, and a breakdown of how funds will be used.

Getting Started is Simple

At Credit Banc, you work directly with an Advisor who helps you through the SBA process from start to finish.

Start with the basics

Tell us about your business and what you need funding for. It only takes a few minutes.

Connect with an Advisor

You'll work one-on-one with a Credit Banc Advisor who helps you understand your options.

Review the next steps

Your Advisor will walk you through what is needed, what the process looks like, and how to prepare.

Get funded

If there's a good fit, we'll help guide you through the process from application to closing.


Copyright 2026. Credit Banc. All Rights Reserved.

Need to contact us? Please email the team at

[email protected]

.