Funding That Works as Hard as You Do
Get up to $500k of working capital in 24 hours. Whether you're expanding, catching up, or cleaning up, Credit Banc connects you with smart funding solutions built around your business - not the bank's checklist.
Get up to $500k of working capital in 24 hours. Whether you're expanding, catching up, or cleaning up, Credit Banc connects you with smart funding solutions built around your business - not the bank's checklist.
Simplify your business
financing with fast, flexible
solutions tailored to your goals.
Our experts help you find the right solution, secure approvals quickly, and keep your growth on track.
10-Year Terms
Monthly Payments
Approvals in 24 Hours
THE PROBLEM
Does this sound like you?
Let’s be real: every business hits a wall sometimes. If you’re here, odds are one of these sounds familiar:
Let’s be real: every business hits a wall sometimes.
If you’re here, odds are one of these sounds familiar:
You’re covering payroll with your personal card (again).
Equipment broke — and replacing it wasn’t in the budget.
Your supplier wants payment yesterday, but clients are slow to pay.
Sales are climbing, but you can’t keep up with demand.
You’ve been turned down by your bank and are tired of explaining yourself.
You’re covering payroll with your personal card (again).
Equipment broke — and replacing it wasn’t in the budget.
Your supplier wants payment yesterday, but clients are slow to pay.
Sales are climbing, but you can’t keep up with demand.
You’ve been turned down by your bank and are tired of explaining yourself.
THE SOLUTION
What Makes Credit Banc Different
We’re not a bank. We’re your business partner with funding power. Here’s why small business owners choose us:
We’re not a bank. We’re your business partner with funding power.
Here’s why small business owners choose us:
Fast decisions.
Some approvals in 24 hours,
not 24 days.
Real people.
You'll have a dedicated Business Advisor
a phone call away.
Multiple lenders.
We shop dozens of programs to find
your best fit.
No collateral required.
Keep your assets where they belong;
in your business.
Flexible monthly payments.
Match your repayment to
your cash flow.
Tailored strategy.
We don't just fund you.
We help plan what comes next.
TESTIMONIALS
What our clients say about us
I cannot say enough about how great the team is. Irv Cruz was a tremendous help securing the funding we needed. He truly takes a personal interest in the business and did an excellent job for me.
Jeff K
Great experience. Luigi and Matt take a new approach to examining the client's needs and help set them up with a long-term plan to get the business to optimal positions from a cash flow/lending standpoint. They truly have their clients' needs in mind!
Ryan P
Irv was a pleasure to work with. The process took a little longer than anticipated due to regulatory changes, but honestly, it went smoothly, and he was able to support me 100% through the whole process.
Leigh-Ann L
Michael Sylkatis and the Team helped our church get the tax credit we needed. They made the process simple and clear to follow. I cannot say enough about their level of professionalism, communication, and follow-up. I highly recommend.
Lupe S
They were easy to work with and really care about their clients. If you need to come to someone to get anything done for your business, come and see them first! They make you feel like you're family. Special thanks to Luigi, Michael and Barbara. They are great!!
Matthew M
Luigi, Matt, and their team have been incredible to work with! Extremely knowledgeable and very helpful with their resources to help grow my business. Highly recommend working with them! Thanks again!
James D
Whatever your goal, there’s a solution that fits:
Working Capital Loans: Keep operations moving and seize opportunities fast.
Equipment Financing: Get the machinery, vehicles, or tech your business needs to run.
Debt Consolidation Loans: Simplify payments, lower rates, and free up monthly cash flow.
Lines of Credit: Flexible funds for when business gets unpredictable.
Revenue-Based Financing: Perfect for fluctuating income or seasonal businesses.
Real Estate Loans: Build, buy, renovate, or refinance without the red tape.
SBA Loans: Longer terms, lower rates, and serious growth potential.
Merchant Cash Advance (MCA): Quick, short-term funding when you need it now.
Because let's face it. You don't need another bank. You need a partner.
Every business is different. That’s why our team helps you compare options and choose the program that fits your goals, not the bank’s checklist.
Here's How it Works
1. Schedule a Free 15-Minute Call — or Send Us a Few Details
Ready to talk? Book a quick call and we’ll walk you through your options. Prefer to start online? Share some basic info about your business, and an Advisor will follow up with next steps (or you can schedule a call later).
2. Get a Tailored Plan
You’ll be matched with a dedicated Business Advisor (a real human, not a chatbot) who’ll break down your options, explain the pros and cons, and build a funding plan that fits your cash flow and goals. No cookie-cutter offers.
3. Get Funded...and Stay Supported
Once you’re approved, you can receive funding in as little as 24 hours. But that’s just the start. Your Advisor sticks around to help you manage repayments, prep for future funding, and make sure the capital actually moves your business forward.
DISCOVER THE DIFFERENCE
Banks Play by Rules. We Play for Results.
Their Way
Our Way
Weeks of waiting, endless “under review” emails
Approvals (and funding) in as little as 24 hours
Perfect credit, piles of paperwork, and collateral
Flexible qualifications — we focus on potential, not red tape
Cold, complicated, and built for their checklist
Simple, human, and built around your business
You’re just an account number
You get a dedicated Business Advisor who knows your goals
One-size-fits-all loans
Multiple programs tailored to your industry and cash flow
Banker hours and voicemail loops
Direct access to real people who actually call you back
Bottom line: Banks lend by the book. We lend by the business.
ABOUT US
Meet the Minds Behind Credit Banc
After years on Wall Street and in the trenches of entrepreneurship, Matt Meehan and Luigi Rosabianca kept seeing the same thing — great business owners getting shut down by banks that didn’t understand them.
So they built Credit Banc to change that.
Matt brings the big-picture funding strategy; Luigi brings the precision and planning. Together, they turned a broken lending system into one built on speed, common sense, and real support for small business owners.
Stay Connected!
Stay Connected!
Smart business owners don’t just chase funding. They chase knowledge.
From money moves to mindset shifts, we’ve got content that keeps you sharp, informed, and entertained.
The Credit Banc YouTube Channel
Real advice from real experts. Matt, Luigi, and the Credit Banc team share a variety of quick, no-nonsense tips on funding, strategy, and growth...basically, everything business owners need to scale smarter and stress less.
The Weekly Newsletter
Every Friday, we send the insights and updates smart business owners actually use: funding trends, tax moves, and growth strategies you can act on now. It’s the one email that could change how you run your business.
The Liquid Lunch Project Podcast
Part business school, part bar stool. Matt and Luigi sit down with entrepreneurs, investors, business owners, and industry pros to talk money, mistakes, and momentum, with plenty of laughs (and maybe a drink or two).
The Credit Banc YouTube Channel
Real advice from real experts. Matt, Luigi, and the Credit Banc team share a variety of quick, no-nonsense tips on funding, strategy, and growth...basically, everything business owners need to scale smarter and stress less.
The Weekly Newsletter
Every Friday, we send the insights and updates smart business owners actually use: funding trends, tax moves, and growth strategies you can act on now. It’s the one email that could change how you run your business.
The Liquid Lunch Project Podcast
Part business school, part bar stool. Matt and Luigi sit down with entrepreneurs, investors, business owners, and industry pros to talk money, mistakes, and momentum, with plenty of laughs (and maybe a drink or two).
FAQ
Frequently Asked Questions
How is Credit Banc different from a traditional bank?
Banks take weeks, require mountains of paperwork, and often say no if you don’t fit their checklist. Credit Banc focuses on your potential, not just your credit score. We deliver faster approvals, simpler applications, and dedicated experts who actually call you back.
Will checking my funding options hurt my credit?
Nope. Seeing what you qualify for with Credit Banc won’t affect your credit score. We use a soft pull to review your profile and find the best options for your business.
What types of funding programs does Credit Banc offer?
We offer everything from working capital loans and lines of credit to equipment financing, SBA loans, merchant cash advances, and debt consolidation. Whatever your goal, growth, recovery, or expansion, there’s a program that fits.
How do repayment terms work?
Repayments vary by program, but we offer flexible monthly payment options with up to 10-year terms. Your Advisor will walk you through what makes the most sense for your business.
Do I need collateral to qualify?
No. Most Credit Banc programs are unsecured, meaning you don’t have to risk your assets to get approved.
Can I get funding for my business if I have bad credit?
Yes. Credit Banc works with multiple lenders who focus on your business performance, not just your credit score. Even if your FICO isn’t perfect, we can often secure flexible options like revenue-based funding, lines of credit, or short-term working capital. We also provide access to our FREE Business Credit Builder Course if your score needs a bump.
